An economy-crippling pandemic and historic civil unrest has made this one of the most consequential budget years for local governments.

Together with families of people killed by police, Silicon Valley De-Bug came up with a practical guide for defunding the San Jose PD.

The city manager is expected to roll his budget proposal in May before the council approves the final 2020-21 spending plan in late June.

The loan initiative is being championed by Mayor Sam Liccardo and council members Magdalena Carrasco, Sylvia Arenas and Pam Foley.

Low-income renters and homeless people struggling to find a place to live that accepts housing subsidies may soon find some relief.